The Sweet Christian Bride

Creating a Budget

by admin on June 27, 2013 in Budget with No Comments

The simplest concept for solvent money management is to spend less than you earn.  So to make an effective wedding budget, you will need to know how much money you have to spend.

If your money is coming from people other than you and your fiancé, it would be respectful if you also figured out what your benefactors’ priorities or expectations were.  If they want something that is not comfortable for you, consider politely declining their offer to pay for your wedding.  Money that comes with uncomfortable or unreasonable strings attached can be devastating to your relationship with that person.

Once you know how much money you are working with, go to your favorite wedding magazine or website and use one of their budget tracking tools.  You simply enter in your total amount and they break it down by average percentage for each element of the wedding (e.g., venue 40%, flowers 20%, music…). 

You can usually change these figures if your wedding priorities do not align with the average percentages.  There is no rule that you have to spend according to the average percentages, but they can serve as a great guideline for you.

Then, you start shopping around for vendors.  When you find one you want, you enter their cost (plus tip) into your budget tracker, and it will automatically deduct that amount from your total, identifying how much you have left to spend.

Do this for all your vendors and, viola!  Simple, right?

4 tips to keep in mind as you create your wedding budget:

1)  Budget in a 5% miscellaneous category for unexpected expenses, gratuities, or adjustments.

2) Budget your gratuities into the vendor amounts so you aren’t caught with an unaccounted for additional 10%+ of each vendor fee.

3) Give everyone who is making money decisions access to your budget tracker so that no one is spending money in secret.  Keep all the projected and actual expenses out in the open so you can all be on the same page about how much is being spent.

4) Most importantly, pray, pray, pray!


Article was originally published on April 25, 2011.

By Lindsay
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  • Trackback from How Many Is Too Many? | The Sweet Christian Bride
    Friday, 14 October, 2011

    […] many people you invite will largely depend on three factors: 1) Your budget, 2) Your venue, and 3) Your wedding purposes.  Your wedding venue will dictate your max capacity […]

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